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Individual Life Insurance

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    Individual Life Insurance

    By questins | | Comments are Closed | 2 October, 2016 | 0
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    Individual Life Insurance

    interracial family of four going for a walk

    Individual life insurance is a kind of life insurance policy in which a single contract protects an insured individual against financial loss that would result from premature death.

    FAQ'S

    Do I need a medical examination before coverage is approved?

    Yes. A medical examination is required. This medical examination is called a paramed, in which your blood and urine are tested in order to determine your current health.

    At what limit will I be required to provide a complete medical?

    When applying for Life Insurance, individuals will be required to complete a medical examination before being approved. A paramed is performed to test your blood and urine to determine your current health.

    Can I change the beneficiary on my life insurance policy?

    As long as you are the owner of a Life Insurance policy and the designated beneficiaries are revocable, you may change your beneficiaries at any time.

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    Statements on this web site as to policies and coverages provide general information only. This information is not an offer to sell insurance. Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise, e-mail, voice mail, or facsimile. No binder, insurance policy, change, addition, and/or deletion to Insurance coverage go into effect unless and until confirmed directly by a licensed agent. Any proposal of insurance we may present to you will be based upon the information you provide to us via this online form/application and/or in other communications with us. Please contact our office at 703-961-8886 to discuss specific coverage details and your insurance needs.All coverages are available in the state provided on the proposal. No other state will be covered unless shown. Information provided on this site does not constitute professional advice; if you have legal, tax or financial planning questions, you should contact an appropriate professional. Any hypertext links to other sites are provided as a convenience only; we have no control over those sites and do not endorse or guarantee any information provided by those sites.
    • About
    • Group Benefits
      • Group Medical
      • Group Dental
      • Group Vision
      • Short-Term Disability (STD)
      • Life Insurance / Accidental Death and Dismemberment (AD&D)
      • Long-Term Disability (LTD)
      • Long-Term Care (LTC)
      • Employee Assistance Program (EAP)
      • Travel Insurance
      • Pet Insurance
      • Section 125 Cafeteria Plan
      • Legal Services
      • Consolidated Omnibus Budget Reconciliation Act (COBRA)
      • Qualified Retirement Plan
    • Individual Insurance
      • Individual Health Insurance
      • Individual Dental Insurance
      • Individual Vision Insurance
      • Individual Life Insurance
        • Term Life Insurance
        • Universal Life Insurance
        • Whole Life Insurance
    • Commercial
      • General Liability
        • Pollution
        • Volunteer Coverage
      • Property
      • Professional Liability
      • Workers Compensation
      • Commercial Automobile
        • Garage Keepers
      • Commercial Umbrella
      • Crime
      • Management Liability
        • Directors & Officers Liability
        • Fiduciary Liability
        • Employment Practices Liability
        • ERISA Bond
      • Cyber Liability
      • Constrution Related Coverage
        • Inland Marine
        • Builders Risk
        • Bond
      • Travel Insurances
      • Sports / Travel Related Coverage
        • Amateur Sports / Health & Fitness
    • Auto . Home . Renters
      • Auto Insurance
      • Motorcycle Insurance
      • Homeowners’ Insurance
      • Dwelling Fire/Landlord
      • Renters
      • Condo Unit Owners
      • Builders Risk Insurance
      • Umbrella
      • Travel Insurance
      • Boat
      • Personal Articles Floater
      • Wedding/Special Event Coverage
    • Blog
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