Individual life insurance is a kind of life insurance policy in which a single contract protects an insured individual against financial loss that would result from premature death.
Individual Life Insurance
FAQ'S
Do I need a medical examination before coverage is approved?
Yes. A medical examination is required. This medical examination is called a paramed, in which your blood and urine are tested in order to determine your current health.
At what limit will I be required to provide a complete medical?
When applying for Life Insurance, individuals will be required to complete a medical examination before being approved. A paramed is performed to test your blood and urine to determine your current health.
Can I change the beneficiary on my life insurance policy?
As long as you are the owner of a Life Insurance policy and the designated beneficiaries are revocable, you may change your beneficiaries at any time.
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