Professionals who have expertise in a specific area are required to have specific insurance coverage because general liability insurance policies do not offer protection against claims arising out of business or professional practices such as negligence, malpractice or misrepresentation. These professions include Physicians, Nurses, Accountants, Lawyers and Insurance Agents. Additionally, in the Virginia, Maryland and DC area there is a large population of Technology professionals that are required by their contracts to carry Professional Liability to protect them from errors and omissions made in the course of their work.
Professional Liability
- Travel Insurances
- Commercial Automobile
- Volunteer Coverage
- Garage Keepers
- Fiduciary Liability
- Employment Practices Liability
- Pollution
- Directors & Officers Liability
- ERISA Bond
- Crime
- Cyber Liability
- Workers Compensation
- Commercial Umbrella
- Inland Marine
- Professional Liability
- Builders Risk
- Property
- Bond
- Amateur Sports / Health & Fitness
- General Liability
Professional Liability
Most cases of an error or omission may not be known until after the service has been rendered. The duration of coverage should follow not just the current contracts or services, but also contracts in the past that the business may still be obligated to insure.
FAQ'S
What is Professional Liability Insurance?
This is a type of insurance policy that will address business risks that may arise from rendering services, whether technical or advisory.
How can I obtain the coverage?
Coverage can be obtained by completing a specific carrier supplemental application and providing pertinent documentation.
What is the cost for this type of policy?
The premium costs are dependent on the type of industry, revenues, classification, and number of professionals.
How much coverage do I need?
This depends on your professional exposure. You can be contractually obligated to carry certain limits of liability for certain projects.
Click on the coverage to learn more.
Carriers
