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Amateur Sports / Health & Fitness

middle aged man in a yoga class
Photo by Anupam Mahapatra on Unsplash

Sports insurance is not just for professional athletes. It is a type of insurance policy that can be taken out by individuals who participate in amateur sporting events. Parents of children who play on sports teams, clubs, or fraternal organizations that offer sports activities can use it. It is also available for people who intend to engage in a sports-related activity during their vacation or at a festival.

Sports Insurance policies differ depending on who is taking out the policy. A sports insurance policy should include accident insurance in case a player or a volunteer is injured. Should someone get injured during an activity, the policy will cover their medical care costs. A good Sports Insurance policy should also include general liability, professional liability (if instruction is involved, e.g. a yoga class, summer coaching program, etc.), damages to premises rented, sexual abuse/molestation coverage and legal liability to participants as part of their sports insurance. This protects the park district in case a spectator or player is injured and decides to sue the park district for negligence.

FAQ'S

What is Amateur Sports Insurance?

Amateur Sports Insurance provides liability coverage for claims arising from bodily injury to the participants and property damage.

How can I obtain the coverage?

A completed application and supplemental forms.

What is the cost for this type of policy?

The premium cost is dependent upon the type of sports activity, the number of participants and the venue.

What are the benefits?

Amateur Sports Insurance provides protection for the sponsoring organization, such as the team, the league or the property owner of the venue.

How much coverage do I need?

Coverage limits are dependent upon the contractual obligation and the exposure of the activity.

What do I need to implement coverage?

A signed application, desired policy term, and payment plan is typically what’s needed to bind coverage.

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Phone: 703.961.8886
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Statements on this web site as to policies and coverages provide general information only. This information is not an offer to sell insurance. Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise, e-mail, voice mail, or facsimile. No binder, insurance policy, change, addition, and/or deletion to Insurance coverage go into effect unless and until confirmed directly by a licensed agent. Any proposal of insurance we may present to you will be based upon the information you provide to us via this online form/application and/or in other communications with us. Please contact our office at 703-961-8886 to discuss specific coverage details and your insurance needs.All coverages are available in the state provided on the proposal. No other state will be covered unless shown. Information provided on this site does not constitute professional advice; if you have legal, tax or financial planning questions, you should contact an appropriate professional. Any hypertext links to other sites are provided as a convenience only; we have no control over those sites and do not endorse or guarantee any information provided by those sites.
  • About
  • Group Benefits
    • Group Medical
    • Group Dental
    • Group Vision
    • Short-Term Disability (STD)
    • Life Insurance / Accidental Death and Dismemberment (AD&D)
    • Long-Term Disability (LTD)
    • Long-Term Care (LTC)
    • Employee Assistance Program (EAP)
    • Travel Insurance
    • Pet Insurance
    • Section 125 Cafeteria Plan
    • Legal Services
    • Consolidated Omnibus Budget Reconciliation Act (COBRA)
    • Qualified Retirement Plan
  • Individual Insurance
    • Individual Health Insurance
    • Individual Dental Insurance
    • Individual Vision Insurance
    • Individual Life Insurance
      • Term Life Insurance
      • Universal Life Insurance
      • Whole Life Insurance
  • Commercial
    • General Liability
      • Pollution
      • Volunteer Coverage
    • Property
    • Professional Liability
    • Workers Compensation
    • Commercial Automobile
      • Garage Keepers
    • Commercial Umbrella
    • Crime
    • Management Liability
      • Directors & Officers Liability
      • Fiduciary Liability
      • Employment Practices Liability
      • ERISA Bond
    • Cyber Liability
    • Constrution Related Coverage
      • Inland Marine
      • Builders Risk
      • Bond
    • Travel Insurances
    • Sports / Travel Related Coverage
      • Amateur Sports / Health & Fitness
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