Sports insurance is not just for professional athletes. It is a type of insurance policy that can be taken out by individuals who participate in amateur sporting events, by parents of children who play on sports teams, clubs or fraternal organization, who offer sports activities. It is also available for people who are intending on engaging in sports related activities on a vacation or festival.
Sports Insurance policies differ depending on who is taking out the policy. A sports insurance should include accident insurance, in case a player, or a volunteer who is helping coach a team or rule on a game, is injured. The insurance will cover the cost of their medical care for that injury. Should also need general liability, professional liability if instruction is involved, Damages to premises rented, Sex/Molestation Coverage and Legal liability to Participants as part of their sports insurance. This protects the park district in case a spectator or player is injured, and decides to sue the park district for negligence. It covers the court costs that would be involved.