Call us: 703.961.8886
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Motorcycle Insurance

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Motorcycle policies are similar to auto insurance policies. They both offer liability and physical damage coverage to protect you and your assets. Should you be hurt in an accident or your bike is damaged, your policy will cover it. However, motorcycle policies may adjust their rates based on a “layover” period. A layover period is the part of the year when the weather may not good for riding. Usually, it’s the colder months, spanning mid-to-late October until March. But this depends on your area. This helps you save on your policy while still being protected.

Tips

 

Contrary to popular belief, motorcycles are very safe. When riding, practice defensive driving and be aware of your surroundings. Safe driving tends to save riders on their insurance, so here are a few tips!

  1. Take a Training Course. Many companies offer discounts to graduates of training courses, such as the Motorcycle Safety Foundation (MSF) rider course. This is particularly useful for riders under the age of 25, since they are usually considered a higher risk. It’s also a good idea for riders who have already had accidents.
  2. Find out what discounts your insurance company can offer. A few possibilities include: Multi-bike discounts can deliver savings to riders insuring more than one bike. Members of motorcycle clubs or other associations may be eligible for organization discounts.
  3. Mature Rider Discounts. Experienced riders can save money.

Quest Insurance will help you get the perfect policy for your motorcycle. Hit the open roads with the peace of mind that we’ve got you covered.

FAQs

How much motorcycle coverage do I need?

The bodily injury and property damage liability limits have a minimum value required by law, along with higher available limits we recommend having matching limits on your motorcycle and auto policies. Comprehensive and Collision are highly recommended to be included on your policy as well, especially on newer motorcycle models.

Does Motorcycle Insurance Cover Theft?

Depending on your policy, motorcycle insurance may cover theft. For example, a policy with liability only will NOT cover theft of your motorcycle, comprehensive will need to be included. Most comprehensive insurance policies cover theft of your motorcycle whether it happens at home, on the road or during transport.  

Where can I get motorcycle insurance?

The best place to buy motorcycle insurance is from a local, independent insurance agent who knows your area and the requirement of your state and your specific needs.

Do I really need motorcycle insurance?

Remember that damages caused to someone’s property with your motorcycle will be not be covered by your home or auto policies.  Motorcycles are separately registered vehicles for road use and need their own policies.  Like auto insurance, liability coverage is required by law in most states. Also, you are more likely to get into an accident on a motorcycle than in a car and more likely to suffer greater injury, so it is in your best interest to have proper motorcycle insurance coverage including medical payments.

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CONTACT US

Address

4433 Brookfield Corporate Drive, Suite A, Chantilly, VA 20151

Phone Number

Phone: 703.961.8886
Fax: 703.961.8887

Email Address

info@questinsurance.us

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Statements on this web site as to policies and coverages provide general information only. This information is not an offer to sell insurance. Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise, e-mail, voice mail, or facsimile. No binder, insurance policy, change, addition, and/or deletion to Insurance coverage go into effect unless and until confirmed directly by a licensed agent. Any proposal of insurance we may present to you will be based upon the information you provide to us via this online form/application and/or in other communications with us. Please contact our office at 703-961-8886 to discuss specific coverage details and your insurance needs.All coverages are available in the state provided on the proposal. No other state will be covered unless shown. Information provided on this site does not constitute professional advice; if you have legal, tax or financial planning questions, you should contact an appropriate professional. Any hypertext links to other sites are provided as a convenience only; we have no control over those sites and do not endorse or guarantee any information provided by those sites.
  • About
  • Group Benefits
    • Group Medical
    • Group Dental
    • Group Vision
    • Short-Term Disability (STD)
    • Life Insurance / Accidental Death and Dismemberment (AD&D)
    • Long-Term Disability (LTD)
    • Long-Term Care (LTC)
    • Employee Assistance Program (EAP)
    • Travel Insurance
    • Pet Insurance
    • Section 125 Cafeteria Plan
    • Legal Services
    • Consolidated Omnibus Budget Reconciliation Act (COBRA)
    • Qualified Retirement Plan
  • Individual Insurance
    • Individual Health Insurance
    • Individual Dental Insurance
    • Individual Vision Insurance
    • Individual Life Insurance
      • Term Life Insurance
      • Universal Life Insurance
      • Whole Life Insurance
  • Commercial
    • General Liability
      • Pollution
      • Volunteer Coverage
    • Property
    • Professional Liability
    • Workers Compensation
    • Commercial Automobile
      • Garage Keepers
    • Commercial Umbrella
    • Crime
    • Management Liability
      • Directors & Officers Liability
      • Fiduciary Liability
      • Employment Practices Liability
      • ERISA Bond
    • Cyber Liability
    • Constrution Related Coverage
      • Inland Marine
      • Builders Risk
      • Bond
    • Travel Insurances
    • Sports / Travel Related Coverage
      • Amateur Sports / Health & Fitness
  • Auto . Home . Renters
    • Auto Insurance
    • Motorcycle Insurance
    • Homeowners’ Insurance
    • Dwelling Fire/Landlord
    • Renters
    • Condo Unit Owners
    • Builders Risk Insurance
    • Umbrella
    • Travel Insurance
    • Boat
    • Personal Articles Floater
    • Wedding/Special Event Coverage
  • Blog
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