Auto Insurance (also known as car insurance, or motor vehicle insurance) is insurance purchased for cars, trucks, motorcycles, and other vehicles that are licensed for road use. Its primary purpose is to provide financial protection against physical damage and/or bodily injury resulting from traffic collisions. It also protects against any liability that could arise from it. The specific terms of insurance vary with the legal regulations in each state. Auto insurance may also offer financial protection against theft or damage done to the vehicle sustained from things other than traffic collisions. Some examples are vandalism, animals in the roadway, etc.
Here at Quest, we will help you determine the best limits for your protection and explain the difference in deductibles offered. We work with many carriers such as Progressive, Hartford, Travelers, and more! We are able to offer competitive rates for Northern VA, Maryland and DC including the areas of Centreville, Chantilly, South Riding, Ashburn, Leesburg, Fairfax, Alexandria, Manassas, Arlington, and Haymarket.
Insurance premiums are based on many factors, including credit, vehicle information, driving history, zip codes, and continuity of insurance to name a few. It is unrealistic to expect identical premiums with so many variable factors.
The key factors are:
– Coverage amounts and deductibles
– Type of vehicle
– Driving record
– Age, sex, and marital status
– Where you live
– Vehicle use
– Credit history
Common types of payment options include: Phone payment, Online payment, via mobile apps, automatic payment (billpay or ACH). The preferred option of payment is ACH for which some carriers provide premium credit. This method will ensure that the policy does not lapse.